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SE Loan - Personal Loan in Singapore

Whatever your level of income, making a financial plan and sticking by it is always a headache. Luckily, Singapore has made significant strides in the financial industry and you can enjoy the lowest interest rate personal loan Singapore deals to cover any arising gaps.

The major problem when it comes to uptake of financing is lack of information. With more people hooked on the internet, financial companies are now trying to avail this information to help you make the right monetary decisions. If you are feeling a bit stuck in your finances, it is time to get some impetus through a personal loan.

Personal Loan in Singapore


Capitalizing on for Low Interest Personal Loan Rates

Before you start citing the business gurus of yesteryear who loudly defined loans as a precursor to financial doom, consider how the markets have changed. It matters not whether you are in business, or self-employment, because these low interest rates need no security.

Once you have proven to a hawk-eyed lender that you have a stable income then it is all systems go. Basically your current income guarantees the financing you get, sometimes going up to 5 times your income. With low interest rates, sometimes as low as 1.65% per month, your life will not be impeded by finances.

Here are just some ways a personal loan in Singapore can unlock opportunities in your life:

Home improvement: If you have always craved for a contemporary art themed decor for your home and never afforded it, these loans offer you a chance to give your home a retouch. What’s more, you can use this money to buy cutting edge appliances including TVs, cookers, among many others.

Education: The country’s job market is increasingly becoming competitive and only the most skilled can survive. This is the reason you need to up your game by going back to school using low interest personal loans that are readily available.

Fun on the side: Have you always wondered how it feels skiing down the French Alps? Well, you now have a chance to get a break from the monotony of your office life by taking a relaxing holiday. From Africa to the Americas, the world is yours to explore and you will never feel any pain repaying because these loans are flexible.

Auto financing: If your old Volkswagen seems to be caving in under the pressure, why not upgrade and get that Mercedes convertible you have always yearned for? Auto financing loans are easy to access, and with flexible repayment tenure, you will be on the road in your dream machine.

There is much more you can get from the lowest interest rate Singapore personal loan providers. All you need to do is identify your need, be it an emergency or something to improve your life. Once you have a reliable lender, the rest falls into place effortlessly.


Applying for a Personal Loan with Us

To qualify for a personal loan in Singapore, here are the eligibility criteria:

  1. Must be a Singapore permanent resident over 21 years or a foreigner with a valid work permit (S-pass)
  2. Photocopy of your NRIC (both sides)
  3. Legal proof of income: Be permanently employed with a CPF contribution history statement for the last 15 months or bank statement, income tax returns, payslips for the last 3 months. For self-employed, you must give a legal proof of income and income tax statements.
  4. Tenancy agreement for foreigners
  5. Not bankrupt
  6. Proof of address (PUB bill or handphone bill)


Having bad credit and rejected by banks? Do apply a personal loan with us and we will not disappoint you.